When to Enroll in Medicare in Tampa
Your Initial Enrollment Period (IEP) begins 3 months before the month you turn 65 and ends 3 months after—a 7-month window. Enrolling during the first 3 months ensures coverage starts on your 65th birthday month.
If you're still working with employer coverage when you turn 65, you may delay Medicare enrollment. When your employer coverage ends, you'll have an 8-month Special Enrollment Period to sign up for Part B without penalty.
The Annual Enrollment Period (October 15 - December 7) lets you change Medicare Advantage or Part D plans. Changes take effect January 1.
Free Medicare Enrollment Assistance in Tampa
Licensed Medicare advisors provide free enrollment help—we're compensated by insurance companies, not by you. Our services include explaining your options, comparing plans, and handling enrollment paperwork.
We help Tampa residents with: Initial Medicare enrollment at 65, transitioning from employer coverage, Annual Enrollment plan comparisons, Special Enrollment situations, and understanding Medigap vs Medicare Advantage decisions.
Appointments are available in-person in the Tampa Bay area, by phone, or via video call—whatever works best for you.