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Licensed Medicare Advisor — FL License #G007269
Independent and licensed in FL, TX, AZ, GA, NC, SC, PA, OH, TN & VA. HealthPlan Connect is not affiliated with or endorsed by Medicare or the U.S. government.
Lynsey Brennan
Available todayLead Medicare Advisor
Serving FL, TX, AZ, GA, NC, SC, PA, OH, TN & VA
Common Questions Before Your Free Review
Does getting a review mean I have to change plans?
No. Most reviews end with confidence in your current plan, not a change.
Is this actually free?
Yes. Lynsey is compensated by the carrier if you enroll — you pay nothing.
How long does it take?
15 minutes on the phone. We do the research before we call you.
We compare plans from top carriers:
We compare plans from 20+ carriers
How Your Free Medicare Review Works
Answer 5 Quick Questions
Tell us about your current coverage and what matters most to you.
We Compare Your Options
We compare your plan against 20+ options available in your zip code at no cost to you.
Speak With Your Advisor
A licensed advisor gives you a straight answer, not a sales pitch.
Medicare Plans Compared Simply
Medicare Advantage
All-in-one coverage, often $0 premium
- Bundles Parts A, B, and usually D
- Low or $0 monthly premium
- Includes dental, vision, hearing
- Uses a network of providers
Medicare Supplement (Medigap)
Covers what Original Medicare leaves behind
- No network restrictions — any doctor
- Predictable out-of-pocket costs
- Works in all 50 states
- Most costs paid after Medicare pays
Part D (Prescription Drug)
Drug coverage that works with your plan
- Covers brand-name and generic drugs
- Plans available in every county
- Premiums vary — we find you the best
- Annual review essential — plans change
Medicare Guidance Across 10 States
Founded in Florida, now serving Medicare beneficiaries across the Southeast and beyond. Licensed advisors who understand your state's unique plan options.
Don't see your state? Contact us — we're expanding coverage.
Serving seniors in Florida, Texas, Arizona, Georgia, North Carolina, South Carolina, Pennsylvania, Ohio, Tennessee, and Virginia — with more states coming soon.
Medicare Planning Made Easier
Use our free tools and resources to understand your Medicare options, estimate costs, and make informed decisions.
Medicare Quick Facts for 2026
Essential Medicare information every beneficiary should know.
2026 Medicare Statistics
$185/month
Standard Medicare Part B premium for 2026
$257 deductible
Medicare Part B annual deductible for 2026
Oct 15 - Dec 7
Annual Enrollment Period (AEP) for Medicare plans
Medicare at a Glance
What is Medicare?
Medicare is the federal health insurance program for Americans 65 and older, and certain younger people with disabilities.
Medicare Advantage vs. Original Medicare
Medicare Advantage (Part C) bundles hospital, medical, and often drug coverage through private insurers. Original Medicare (Parts A & B) is government-run with more provider flexibility.
Medigap (Medicare Supplement)
Medigap policies help pay costs Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Advantage vs. Medigap: Quick Comparison
| Feature | Medicare Advantage | Medigap + Original |
|---|---|---|
| Monthly Premium | Often $0 + Part B premium | $50-$300+ depending on plan |
| Network Restrictions | Usually HMO or PPO networks | Any provider accepting Medicare |
| Prescription Drug Coverage | Usually included (Part D) | Separate Part D plan needed |
| Extra Benefits | Dental, vision, hearing common | Not included |
| Best For | Budget-conscious, extra benefits | Predictable costs, travel flexibility |
Important Medicare Enrollment Dates
- Initial Enrollment Period: 3 months before to 3 months after turning 65
- Annual Enrollment Period: October 15 - December 7 each year
- Medicare Advantage Open Enrollment: January 1 - March 31
- Special Enrollment Periods: Available for qualifying life events
Common Medicare Mistakes That Cost Beneficiaries Thousands
Medicare Advantage vs. Supplement
Medicare Advantage bundles your coverage into one plan, often with $0 premiums. Medigap supplements cover out-of-pocket costs but come with higher premiums. The right choice depends on your health needs and budget.
Prescription Coverage Gaps
Part D drug plans change every year. The plan that worked last year may no longer cover your medications or may cost significantly more. An annual review ensures you are not overpaying at the pharmacy.
Missing Enrollment Deadlines
The Annual Enrollment Period (Oct 15 to Dec 7) is your main window to change plans. Miss it, and you may face penalties or coverage gaps. Special Enrollment Periods exist for qualifying life events.
Not sure which of these applies to you? A 15-minute review will tell you.
A Secure, No-Pressure Process
We understand Medicare decisions can feel overwhelming. That's why we've designed this process to be as clear and reassuring as possible.
Private & Secure
Your information is protected. We comply with HIPAA requirements and never share your data without your consent.
No-Pressure Review
Our goal is to help you understand your options — not sell you something. You are never obligated to switch plans.
Multi-State Licensed
Our advisors are licensed across FL, TX, AZ, GA, NC, SC, PA, OH, TN, and VA. We know your state's plan options and local networks.
Clear Explanations
We explain your options in plain language so you can make informed decisions — no jargon, no confusion.
Licensed & Trusted Since Day One
Founded in Florida with deep Medicare expertise. Our content is reviewed by licensed professionals and updated regularly to reflect the latest Medicare guidelines.
Why HealthPlan Connect
Licensed, Not a Call Center
Lynsey Brennan is a licensed Medicare advisor who works with you directly — not a lead seller passing your info to the highest bidder.
We Compare All Plans
We review Medicare Advantage, Medicare Supplement (Medigap), and Part D drug plans side by side, so you see your real options — not just one company's products.
No Plan Switching Required
A review doesn't mean you have to change anything. If your current plan is best, we'll tell you. There's no pressure and no obligation.
HealthPlan Connect is not affiliated with or endorsed by Medicare or the U.S. government.
Frequently Asked Questions About Medicare
Get Your Free Medicare Review Today
Licensed advisors ready to help you compare plans and find savings.